Vacancy Details
Vacancy
|
Details
|
|
Vacancy Number
|
23/2023
|
|
Title
|
Credit Risk Analyst - SME
|
|
Description
|
PRINCIPAL RESPONSIBILITIES
1. Provide an independent and analytical assessment of loan proposals.
2. Assist in establishing the Monitoring Mechanics of each account to prevent any failure; and an Exit
Mechanics should the account fail.
3. Ensure to make regular credit reviews of each account booked by the bank to ensure its
performance, grade movement within the classification grade level, collection, and collateral
movement, completeness of documents and accuracy of recording. This is to ensure the integrity of
loan data in the bank’s MIS.
4. Ensure at all times that customer data at the BMS of the bank is accurate, complete and are within
the highest standard of integrity.
5. He / She in tandem with Policy Unit, assess the efficiency of the processes and procedures with the
end-view of modifying the same in order to achieve optimum efficiency and delivery to the
customer.
6. Responsible to liaise with the other units / sections of the Risk Management System; with the
Lending Centres and Other centres (e.g. Legal, Insurance) in order to ensure that all risks are
covered or mitigated at the ground level.
7. Prepare report on the status and performance of loan assets in the form and at the frequency
stipulated by FDB policy, EXCO or the Risk Management System team of the Bank
8. Ensure that the accuracy, integrity and validation of all data of the customer as maintained by the
MIS of the Bank.
9. In consultation with the Risk Management System team, improve and/or develop new specific
process or activities that will enhance the delivery of the Banks services to the customers, improve
the bank’s asset-liability position; establish the integrity, completeness and accuracy of customers’
information at all times.
10. Actively promote the development of industries identified as key industry growth areas; assess their
risks and threats; provide a prudent risk measures thereto and provide an objective risk assessment
of the bank as a business enterprise.
|
|
Qualification
|
A Degree in Finance or Economics with solid understanding of Accounting on entry to the Bank; preference will be given to persons with a graduate qualification or a professional qualification specialized in Credit Management and related programs a recognized institution.
|
|
Experience
|
Preferably has some work experience in commercial and/or developmental banking environment. He/She must be able to demonstrate leadership, maturity in management and personal relationship skills to ensure that the Bank’s purposes are achieved. Must be able to demonstrate and to bring to the role, a sense of ownership of the business, an entrepreneurial approach to the business and must have a high degree of technical and personal competence to ensure that the Bank’s purposes and targets are achieved. Interpersonal skills and the ability to lead a team of competent professionals are essential. He/She must have solid communication skills both written and oral.
|
|
Salary
|
$36,450 - $54,676
|
|
Term
|
3
|
|
Start Date
|
6/10/2023
|
|
End Date
|
6/23/2023
|