Vacancy Details

Vacancy

Details
Vacancy Number 25/2024
Title Manager Relationship & Sales, Sigatoka
Description PRINCIPAL RESPONSIBILITIES 1. Prequalification & Application • Ensure and enforce timeliness and integrity and accuracy of initial advice, documents acquired and BMS data entry as dictated by Bank Policies and Procedures. • Screen loan applications received with source documents and allocate to officers for processing. • Negotiate complex agreements and compromises and persuade others in adversarial situations taking into consideration Bank’s interests. • Properly communicate complex and intricate concepts of the business to both staff and customers. 2. Appraisal & Approval • Capitalize on good working relations with relevant private organizations, government bodies and non-government organizations. • Ensure appropriate discretionary & approval levels are applied • Facilitate application approvals aligned to Bank’s Policies and Procedures, environmental sustainability and economic growth. • Ensure loan decisions are formalised within TAT and data accuracy on BMS 3. Documentation & Disbursement • Liaise with relevant stakeholders through SRSO and RSO on validation of source documents and submit same to legal for accurate documentation. • Enforce the timely and proper preparation and execution of relevant documentation as per Bank Policy by relevant parties. • Maintain follow up with Legal and stakeholders on timely completion of stamping and registration of documents to enable loan disbursements within turnaround time. • Ensure full compliance to pre disbursement conditions and submit release reports foe approval by appropriate discretionary authority. 4. Supervision • Ensure the Branch’s cost of operation is proportionate to the level of interest earnings and potential growths in revenue. • Achieve the turnaround for delivery of new loans from loan enquiry to release of funds and satisfying the financial needs of existing customers. • Ensure loan accounts are reviewed as per policy and recommend appropriate action for early warning signal. • Monitor the provision of reports on loan grade, progress, securities, revisions, arrears and relevant BMS updates. • Ensure that the number of customer complaints are minimised and all complaints received are thoroughly investigated, resolved, recorded and reported. • Responsible for establishing practices and checks and balances for entire processes and seek continuous improvement • In conjunction with the Marketing & Business Development Unit, he/she will ensure that compatible client training programs, materials are designed, prepared and updated for use by Branch Lending staff. 5. Recovery • Monitor and measure all loans on prudent and vigilant arrears follow-up, repayments, reviews and LMS records and its documentation. • Undertake regular review of loan accounts under NPL and take corrective measures to upgrade accounts as per policy • Ensure all possible avenues are exhausted in recovery procedure before downgrading. • Liaise with Legal and Asset Management Unit.
Qualification A Degree in Banking/Accounting/Economics/Commerce or equivalent from a recognized tertiary institution.
Experience At least 10 years lending experience with 5 years at supervisory level. and holds a valid driver’s license (automatic & manual)
Salary $55,968
Term 0
Start Date 10/22/2024
End Date 10/28/2024